Do I have to decide between getting home health care benefits under Part A or Part B of my Medicare?

No. If you have both Part A and Part B, Part A will pay for covered home health care services. If you have only Part B, it will cover those services.


Do I have to pay the home health care agency and then collect from Medicare?

No. The agency will collect directly from Medicare.

Does Medicare cover outpatient physical therapy?

Yes, but only under certain circumstances. Your physician must refer you and certify that you need to go to the facility for care.

Are home health care services for mental illness covered?

Yes. They're covered if all qualifications for home health care under Medicare are met